North Carolina Workers’ CompensationOn October 14, 2019 by Raul Dinwiddie
Workers� Comp Basics- FILMED AT A CONSTRUCTION
I was hurt on the job in North Carolina. What is workers� compensation supposed to pay
I get asked that question that all the time. Hi, I�m David Henson, a personal injury
lawyer with HensonFuerst Attorneys in North Carolina In NC, most businesses with more than 3 employees
are required to carry worker�s compensation insurance, often called �workers� comp�
for short. Workers� comp provides certain benefits to employees in the event they get
injured or killed while they are working. Like everything in this world, though, there
are pros and cons to the Workers� Comp system. First, the good stuff: in North Carolina,
Workers� Comp is required to pay for: 1. all medical treatment related to your injury.
2. Partial lost wages– 2/3 of your average weekly wage.
3. any ongoing or future medical treatment that your doctors say is related to your injury
4. and, finally, any permanent injuries that you may have, or what is also known as paying
you for a rating. [I DON�T UNDERSTAND WHAT THIS IS�NEED MORE OF AN EXPLANATION]
Now, there are several bad things as well, when it comes to the workers comp system in
NC: 1. They don�t have to pay you for your pain
and suffering, like you might receive from a typical personal injury claim.
2. They get to tell you what doctors you have to see.
3. They only have to pay you 2/3 of your average weekly wage rate, which means that you are
stuck losing the other 1/3 [DO WE WANT TO SAY THIS TWICE, ONE UNDER THE GOOD, AND ONCE
UNDER THE BAD? SOUNDS LIKE THE SAME INFORMATION] 4. When you are ready go back to work, YOUR
job may or may not be there. Many times, employers do allow workers to return, but they are not
required to keep the job open for you. Workers� Comp in North Carolina is an administrative-based
system, which means that it can be difficult to understand, and is weighted to benefit
the employer. There are no juries. And while there are commissioners, which are similar
to judges, a WC case never results in a trial like a traditional personal injury case. Lawsuits
can�t be filed. At the end of the day, most cases get bogged
down in the system, and it is easy to feel stuck. What�s worse is that you are almost
always dealing with an insurance company on the other side, and insurance companies care
about money a lot more than they care about you.
If you have more questions, about your rights under the workers comp system in NC, please
visit our website at www.lawmed.com and go to our WC section. This is David Henson reminding
you that if you have questions, HensonFuerst has answers.